New Mexico Car Accident Laws: What You Need to Know

New Mexico has specific laws and regulations that can significantly impact your car accident claim. 

Here are some key things to keep in mind:

• Fault-based system: New Mexico follows a "fault-based" system for car accidents. This means that the person who is found to be at fault for the accident is generally responsible for paying for the damages. 
• Comparative negligence: Even if you were partially at fault for the accident, you may still recover compensation. New Mexico follows a "pure comparative negligence" rule, meaning your compensation will be reduced by your percentage of fault. 
• Statute of limitations: In New Mexico, you generally have three years from the accident to file a lawsuit. It's crucial to act promptly to avoid missing this deadline. 
• Uninsured/underinsured motorist coverage: It's important to have uninsured/underinsured motorist coverage as part of your insurance policy. This can protect you if you're hit by a driver who doesn't have insurance or doesn't have enough insurance to cover your damages.

Car accident laws can be complex, and it's essential to have an experienced attorney on your side who can guide you through the process. At Harmonson Law Firm, we understand New Mexico car accident laws and can help you understand your rights and options.

What to Do if You Are Injured in a Car Accident in Chaparral

Being involved in a car accident can be frightening and disorienting. It's important to know what steps to take to protect yourself and your rights. 

Here's what we recommend:

• Prioritize safety: First and foremost, check yourself and your passengers for injuries. If anyone is hurt, call 911 immediately. Move your vehicle to a safe location, if possible, and turn on your hazard lights. 
• Contact the authorities: Call the police to report the accident, even if it seems minor. A police report will be crucial for your insurance claim and any potential legal action. 
• Gather information: Exchange information with the other driver(s) involved, including names, contact information, insurance details, and vehicle information. If there are witnesses, try to get their contact information. 
• Document the scene: Take photos or videos of the accident scene, including damage to the vehicles, road conditions, and any visible injuries. 
• Seek medical attention: Even if you don't feel injured at first, it's important to get checked out by a doctor. Some injuries may not show symptoms immediately. 
• Contact your insurance company: Report the accident to your insurance company as soon as possible. Be honest and factual in your account of what happened. 
• Consult with an attorney: Contact an experienced car accident attorney to discuss your rights and options. An attorney can help you navigate the legal process and fight for the compensation you deserve.