Car Accident Lawyer
Injured in a car accident and not sure what to do next? Attorney Clark Harmonson can help. Clark literally wrote the book on Texas auto insurance claims. Find out what everyone should know before speaking with the adjuster or hiring an attorney, including what the insurance companies don’t want you to know about your rights AND 12 dirty tricks insurance adjusters use to wreck your claim.
From Injury to Recovery FAQ's to Help Start Your Journey
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What should I do if I was involved in an auto accident?Immediately after an accident, stop, don’t leave the scene and make sure everyone is okay. If there are injuries, the first call you should make is to 911. You should always call the police in the event of an accident, and cooperate and be respectful to the police and the other driver. Gather as much information as you can, including collecting the other driver’s contact information, taking photos of the vehicles and scene and collecting the contact information of any witnesses.
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What if the other driver, who caused the accident has no insurance?Your own insurance contains uninsured motorist protection and applies if the at-fault driver has no liability insurance. In Texas, uninsured motorist protection is mandatory unless you reject that coverage in writing. Uninsured motorist coverage also applies if the accident is a hit and run. In Texas, there must be contact with the uninsured vehicle for the uninsured motorist protection to apply.
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What information do I need to have to file a claim?To file a claim against the at fault driver, it is best to have a copy of the accident report, photos of the vehicles involved, the accident scene and any of your visible injuries, your own automobile insurance information, and a list of all of the medical providers who have treated you for your injuries. You are not required to give the other driver’s insurance a medical authorization or agree to a recorded statement.
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What types of compensation can I recover after an auto accident?These are the elements of damages that the negligent driver is required to pay if he or she causes an accident: all reasonable medical bills (past and future), lost wages and the lost ability to earn wages in the future, loss of household services, pain and suffering, mental anguish, permanent impairment and disfigurement. A reasonable settlement offer should include all of your medical bills, lost wages and a significant sum for pain and suffering and your other harms and losses.
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How is fault proven in a truck accident case?The Federal Motor Carrier Safety Regulations govern big commercial trucks like 18-Wheelers. These laws are designed to protect the motoring public from negligent truck drivers. These federal safety laws are also designed to ensure that trucking companies who hire negligent drivers are also accountable when their drivers ignore the safety rules of the road.
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