How a Ruidoso, NM Car Accident Lawyer From Harmonson Law Firm Can Help
Ruidoso is a charming New Mexico mountain town that provides a wide range of enjoyable experiences for visitors and residents alike. Despite this, car accidents occur in Ruidoso just as they occur in any other city or town. You may be visiting the town when you are hit by another driver, or you could be a resident, perhaps on your way to pick up your children from school, when the negligence of another driver leaves you seriously injured.
All drivers have a duty of care to other drivers. This duty of care means that every driver must follow all laws and safety rules of the road to avoid harming others. When this duty of care is breached, the negligent driver’s insurance company must pay for the damage done to others. Unfortunately, the goal of all insurance companies is to pay out as little as possible on every claim so that their end-of-year financial bottom line continues to increase. When you attempt to negotiate with the insurance company on your own, they have little respect for your injuries or how those injuries can affect your physical, financial, and emotional future.
Once you have the Harmonson Law Firm on board, this lack of respect is no longer present. Insurance companies know that our firm is experienced, knowledgeable, skilled, and highly tenacious on behalf of our clients. If an insurer refuses to pay a settlement that fully covers your damages, we will never hesitate to file a lawsuit and argue your case in court. Usually, the very act of filing a lawsuit is enough to convince the insurance company that it is in their best interests to pay what your claim is worth, but if this is not the case, then we are fully prepared to go to trial.
If you believe that a smaller law firm that knows your name and offers highly individualized service is preferable, but you are also seeking the resources and experience of a larger law firm, Harmonson Law Firm can give you all of these things and more. We help good people who have been injured in bad accidents get the medical help and financial assistance that they need and deserve following a Ruidoso, NM car accident.
Explanation of Potential Damages Following a Ruidoso Car Accident
Depending on the circumstances surrounding your car accident, you could be entitled to the following damages:
- Medical expenses, current and future
- Lost wages
- Future lost wages
- Pain and suffering
Pain and suffering damages may include actual physical pain as well as emotional pain and trauma such as PTSD, depression, and chronic anxiety. Your Harmonson Law Firm attorney can accurately calculate your damages using all of the resources that we have at our disposal.
New Mexico Car Accident Laws that Could Potentially Affect Your Claim
The state of New Mexico has a three-year statute of limitations for auto accidents. This means that you have three years from the date of your auto accident to file a claim against the at-fault party. If you get into a car accident with a government vehicle, like a police car or a city owned bus, the time to file a claim could be dramatically shorter. In those cases, it is even more important to contact a lawyer after the accident. New Mexico is considered a “fault” state, which means that the driver who causes an accident (or his or her insurance company) is responsible for the damages that result. As a pure comparative negligence state, even if you were partially to blame for the accident, you can still file a compensation claim. Any settlement or award you receive will be reduced by your percentage of fault.
What Should You Do Following a Ruidoso Car Accident?
Getting medical attention is always the most important step you must take following a car accident. The rush of adrenaline you get during an accident often masks injury symptoms, so you should always be checked out at the hospital or urgent care in your area. The police and emergency services should also be called right away. Obtaining a police report can be helpful in indicating fault in the accident.
If there were witnesses to the accident, get their contact information and snap some photos of the accident scene with your cell phone. Once you are home, contact your own insurance company and give them the basic facts of the accident, then contact an experienced Ruidoso, NM car accident lawyer from Harmonson Law Firm. Local resources that could be helpful include:
- Ruidoso Police Department—1085 Mechem Drive, Ruidoso, NM 88345/ (575) 258-7365
- Ruidoso Fire Department—541 Sudderth Drive, Ruidoso, NM 88345/ (575) 257-3473
- Ruidoso Urgent Care—159 Mescalero Trail, Ruidoso, NM 88345/ (575) 808-8297
- Lincoln County Medical Center (Hospital)—211 Sudderth Drive, Ruidoso, NM 88345/ (575) 257-8200
What Are the Most Common Types of Car Accident Injuries?
While your injuries will be specific to your car accident, some of the most common car accident injuries include:
- Concussions and traumatic brain injuries
- Spinal cord injuries and paralysis
- Back injuries
- Internal injuries
- Fractures and broken bones
- Facial injuries and disfiguring scars
- Amputation of limbs
- Neck injuries, including whiplash
- Knee injuries (especially from knees hitting the dashboard)
- Wrist and hand injuries
- Lacerations, bruises, and scrapes
- Crush and soft tissue injuries
What Is the Car Accident Claims Process?
After a comprehensive investigation of the facts and circumstances surrounding your car accident, your attorney will use all of the evidence gathered to build a case on your behalf. Once evidence is gathered, your attorney will submit a claim for damages to the at-fault driver’s insurer. The determination of fault is crucial to the process. The police report may or may not indicate which driver was at fault. If fault is clear, then that will be stated in the police report. If the accident took place on a town or city street, there may be video camera footage that can shed light on which driver was at fault. Most vehicles have a “black box” of sorts, which may have helpful data regarding the speed of each vehicle and any hard braking. If fault is unclear, both insurance companies may conduct their own investigations, and, in some cases, an accident reconstructionist may be called in. Your ability to recover a full and fair settlement hinges largely on the determination of fault, so your attorney is crucial to the process.
How to Choose the Best Ruidoso, NM Car Accident Lawyer for Your Needs
Choosing a Ruidoso, NM car accident lawyer at a time when you are injured and struggling can seem like an overwhelming task. It may seem easier to accept the insurance company’s initial lowball offer just so that you can have the matter over and done. This is never a good idea. This might take care of one of your immediate problems, but if it turns out that your injuries have long-lasting effects, you could find yourself paying out of pocket time and time again for medical expenses that should have been included in your settlement.
The same is true of lost future wages. Maybe you thought you could go back to work much sooner than you actually could. There are no “do-overs.” Once you have accepted a low settlement, you are stuck with the consequences.
Whether you get a referral from a friend, co-worker, or relative, or you search online to find a Ruidoso, NM car accident lawyer, we hope you will give the Harmonson Law Firm a chance to show you our skills and experience.
The Harmonson Law Firm—Helping Good People Injured in Bad Accidents
The Harmonson Law Firm is small but mighty, with two exceptional lawyers who care for our clients on a personal level rarely seen in other firms. Attorney Clark Harmonson founded the Harmonson Law Firm in 2012. With offices in El Paso, TX, and Las Cruces, NM, we serve these cities, as well as the surrounding areas. The goal of the Harmonson Law Firm is to help good people who have been injured in bad accidents get the medical treatment and financial assistance that they need and deserve.
Car accidents, unfortunately, occur far too often—drivers are distracted, impaired, overly fatigued, or simply careless, and in a mere instant an accident can happen. If you were not at fault for your Ruidoso car accident, then you deserve compensation for all of your damages. At the Harmonson Law Firm, we will fight for you at every turn, seeking the compensation you need in order to get your life back on track. Contact the Harmonson Law Firm today.
Clark Harmonson is licensed in New Mexico and Texas. Hadley Huchton is licensed in Texas.