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Car Accidents

Who pays my medical bills during a car accident case?

By January 22, 2020No Comments

A car accident can wreck more than your vehicle; it can wreck your quality of life with debilitating injuries and financial hardship. Receiving prompt medical attention after a car accident can be stressful. Many people wonder how their medical care will be paid and what steps they need to take to ensure they receive the treatment they need to recover. Our Texas attorney, Clark Harmonson, helps his clients in and around El Paso and Las Cruces receive fair compensation for medical bills and pain and suffering after auto accidents. 

Meeting with a personal injury attorney can help you navigate the complicated legal and medical aspects after a car accident. An attorney will help fight for fair compensation and can even recommend medical providers who will provide services upfront before your settlement. Following is some helpful information about medical bills in the aftermath of a car wreck.

Paying for Medical Care After a Car Accident

It’s important to know that an insurance company will not pay for medical bills upfront. Funds for medical treatment and other costs are not dispersed until a settlement with the insurance company is reached. This process can take some time because clients will need to have medical treatments before a lawyer can make a global settlement demand to the insurance company.


One method to keep costs down until your claim is settled is to work out a payment plan with your healthcare providers. In some cases, you could pay for services with a low monthly rate to avoid your accounts being sent to collections. Once your settlement is paid, the funds from the insurance company can pay off the remainder of your medical costs and reimburse you for the payments you’ve already made.

Sometimes, car accident victims will use their health insurance to pay for their injuries. While this can help offset the costs of treatment, using one’s health insurance can negatively affect settlement payouts due to certain laws in the state of Texas. If you choose to use your health insurance to pay for medical bills associated with a car accident, be sure to speak with an experienced personal injury lawyer first. An attorney can help you understand your rights and the legal implications of decisions you make. 

The Harmonson Law Firm works with healthcare professionals such as orthopedic surgeons, chiropractors, and imaging specialists who will provide services upfront so long as they are repaid by a patient’s settlement. Our firm’s attorneys also work to reduce the medical costs during the billing process. This can help ensure that a patient’s settlement provides enough money to cover pain and suffering and lost wages.

When to Consult a Personal Injury Lawyer

If you have been injured in a car accident in El Paso, Texas, call the Harmonson Law Firm. Consulting with an attorney can expedite your medical treatment and your settlement. An experienced personal injury attorney can help ensure that your rights and best interests are protected. Our dedicated and experienced team will fight for you to receive the medical care and compensation you deserve. Call our practice at (915) 584-8777 to consult with a helpful member of our staff.

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